Homeowners Insurance

When it comes to your biggest investment, enjoy the peace of mind that comes with Commerce West Insurance, rated “A+” (Superior) by A.M. Best. We offer a range of coverage options with the outstanding service you can rely on.

In California, we offer various coverage programs for your main residence including:

Homeowners Insurance for 1-2 Family Owner-Occupied Dwellings (HO-3)
Condominium Unit-Owners Insurance (HO-6)

1. Coverage for your main dwelling and personal belongings
2. Coverage for other structures on your property
3. Liability coverage to pay for covered damages which you’re legally obligated to pay
4. Living expenses when your home is uninhabitable
5. Medical payments for others injured at your home

We also offer:

1. Great competitive rates
2. Superior financial stability
3. Extended Replacement Cost Coverage on Dwelling (up to 150%)
4. Replacement value on belongings (up to 75%)
5. Personal Injury Liability Coverage
6. Water Back-Up & Sump Overflow Coverage
7. Identity Theft Expense Reimbursement
8. Money saving discounts such as claim free, new home and security discounts
9. Many coverage options available

All products are subject to the terms and conditions of the applicable insurance policy. In the event of any conflict, the terms and conditions of the insurance contract will govern. Some discounts are not available in all states. Other exclusions and limitations may apply. Commerce West is Rated A+ (Superior) by A.M. Best Company, a leading provider in issuing financial strength ratings of insurance companies. A.M. Best # 03131